Chapter 13 - Personal Injury

Unless defending, be very selective about these. Liability better be clear and damages had better not be "manufactured." Insurance adjusters are instructed to cut settlements to the bone. Clients are still thinking, from seeing all those junkyard dog commercials, that a bruised elbow, together with a back injury which cannot be detected by medical science, is worth a fortune.

The reality is you will get a few bones thrown your way just so the carrier can be rid of you. In all likelihood you will look back at all the effort you had to go through to gather medical records in the sea of hospital accounting bureaucracy, coupled with your reliance on some seedy chiropractor to ramp up a "dubious at best" damage model, and you will realize you did not make all that much at an hourly rate anyway. This is not really practicing law. This is extracting "nuisance money." You will feel cheapened by it.

Some lawyers have done excellent jobs of setting up grist-mills to do just that. They even make good money at it. But is this why you went to law school? If you did, apologies are hereby extended. Go for it.

Personal injury is good for solos in rare cases. Be able to spot those cases, and decline the rest. You will decline FAR more than you accept.


2015, Jeff M